Terms & Conditions

Last updated: November 23, 2025

1. Agreement to Terms

Welcome to 1% Better. These Terms & Conditions ("Terms") govern your access to and use of our website, newsletter, podcast, content, and related services (the "Service"). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service.

2. Eligibility

The Service is intended for individuals aged 18 or older. By using the Service, you represent that you meet this requirement and have the legal authority to enter into these Terms.

3. Use of the Service

3.1 Permitted Use

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes.

3.2 Prohibited Conduct

You agree not to:

  • violate any laws or regulations;
  • upload or transmit harmful, illegal, or infringing content;
  • interfere with or disrupt the Service's functionality;
  • attempt to gain unauthorized access to any systems or data;
  • reverse-engineer, copy, or misuse any part of the Service.

3.3 Accounts & Subscriptions

If you create an account or subscribe to premium content, you are responsible for maintaining confidentiality of your login credentials and for all activity under your account. We may suspend or terminate accounts for violations of these Terms.

4. Content & Intellectual Property

4.1 Our Content

All articles, podcasts, emails, videos, graphics, and other materials provided through the Service ("Content") are owned or licensed by us and protected under intellectual property laws.

4.2 Your License

You may access and view our Content for personal use only. You may not reproduce, distribute, modify, create derivative works from, or exploit the Content without our written permission.

4.3 User-Generated Content

If you submit comments, feedback, ideas, or other content, you grant us a worldwide, perpetual, royalty-free, irrevocable license to use and publish that content in any medium. You represent that you have the rights to submit such material.

4.4 Removal Rights

We reserve the right to remove content or restrict access to the Service at our discretion.

5. Subscriptions, Payments & Refunds

If the Service offers paid features:

  • Subscription terms, pricing, renewal, and cancellation details will be disclosed at checkout.
  • You authorize us or our payment provider to process payments.
  • All payments are final unless otherwise required by law.
  • We may modify pricing or introduce new fees; we will notify subscribers beforehand.

6. Electronic Communications

By using the Service, you consent to receive electronic communications from us, including newsletters, announcements, updates, and marketing content. You may opt out at any time using the unsubscribe link in our emails.

7. Disclaimers, Limitation of Liability & Professional Advice

7.1 "As-Is" Content

The Service and all Content are provided on an "as is" and "as available" basis. We make no guarantees about accuracy, reliability, completeness, or results.

7.2 No Financial, Health, or Professional Advice

All Content provided by 1% Better — including newsletters, podcasts, articles, emails, and other materials — is for informational and educational purposes only. Nothing in the Content:

  • constitutes financial, investment, tax, legal, medical, health, therapeutic, or other professional advice;
  • forms a professional-client relationship of any kind;
  • should be relied upon as a substitute for professional guidance.

You understand and agree that:

  • We are not financial advisors, brokers, analysts, doctors, therapists, attorneys, or certified specialists;
  • Any actions or decisions you take based on the Content are at your own risk;
  • You should always consult qualified professionals before making decisions related to finances, investments, business strategy, health practices, medical treatment, mental wellness, training routines, or lifestyle changes.

7.3 Limitation of Liability

To the fullest extent permitted by law, neither we nor our affiliates, employees, or partners will be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities.

Our total liability for any claim arising out of your use of the Service will not exceed:

  • the total amount paid by you in the 12 months prior to the claim, or
  • USD $100, whichever is greater.

8. Indemnification

You agree to indemnify and hold 1% Better harmless from any claims, liabilities, damages, losses, or expenses (including attorney fees) arising out of your violation of these Terms or misuse of the Service.

9. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is harmful to us, users, or third parties.

Sections regarding intellectual property, disclaimers, liability, and governing law survive termination.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of California, excluding conflict-of-law principles. Any disputes will be resolved exclusively in the state or federal courts located in Los Angeles County, California. By using the Service, you consent to this jurisdiction.

11. Third-Party Links & Services

The Service may contain links to external websites or tools we do not control. We are not responsible for their content, policies, or practices. You should review third-party terms and privacy policies before interacting with them.

12. International Users

If you access the Service from outside the United States, you do so at your own risk. You are responsible for complying with local laws where applicable.

13. Changes to the Terms

We may update these Terms periodically. When we do, we will revise the "Last updated" date at the top. Continued use of the Service after changes become effective constitutes acceptance of the updated Terms.

14. Contact Information

For any questions about these Terms, please contact us at: